কিভাবে মিউচুয়াল ফান্ডে বিনিয়োগ করে লাভবান হতে পারবেন?

Published By Rudraksh Sahoo www.ichchekutum.com

আপনি যদি প্রতিমাসে মিউচুয়াল ফান্ডে টাকা জমিয়ে বড় তহবিল গড়ে তুলতে চান। তাহলে আপনার কিছু বিষয় জেনে রাখা উচিত।

[{"selector":"#anim-90e6db99-ec9c-476b-8a09-3f289ebd1e76 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(-7.105427357601002e-15%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-f1792459-ec10-4401-b6b3-f33107f693d9","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-fea981a5-961f-416f-8195-7a2d106b35ac","keyframes":{"transform":["translate3d(0px, 287.03707%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] Credit: FreePik

সর্বপ্রথম আপনার জানা উচিত কিভাবে খুব সহজে সিস্টেমেটিক ইনভেস্টমেন্ট প্ল্যান করে টার্গেট পরিপূর্ণ করা যেতে পারে।

[{"selector":"#anim-f7f5b324-a981-4167-ab9f-6b6970a31cce [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(-14.843749786673241%, 0, 0) translate(-25%, 0%) scale(1.5)","translate3d(0%, 0, 0) translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"fill":"forwards"}] [{"selector":"#anim-d4d43033-2c48-40e0-93f9-493be763e459","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-5bd12575-251e-46c6-9cf2-cc8adb9a774f","keyframes":{"transform":["translate3d(103.61757%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] Credit: FreePik

বহু মানুষ মিউচুয়াল ফান্ডে বিনিয়োগ করে বেশি মুনাফা লাভের আশায় সঠিক পথ না জেনেই বিনিয়োগ করছেন।

[{"selector":"#anim-c189e7f6-1f0f-4d87-a51d-9f9fd60f608b [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(-14.16666671824435%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-aea58ef1-ab15-4e11-a696-1c1e0ea3c3ba","keyframes":{"opacity":[0,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-43429d85-96f4-4e9a-94db-77bc21822684","keyframes":{"transform":["scale(0.3333333333333333)","scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] Credit: FreePik

সবার আগে জেনে রাখা উচিত মিউচুয়াল ফান্ডে বিনিয়োগ করা আদোও ঝুঁকিপূর্ণ কিনা এবং এটি আপনার জন্য কতটা সুবিধাজনক?

[{"selector":"#anim-409e368b-4eb9-49e1-ae2c-d90452c6bb0a [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(0%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-c68e7b7b-5911-449a-a859-6f4dd901225b","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-c5a43533-e1d3-4384-a68f-5262ff8bcf16","keyframes":{"transform":["translate3d(0px, 287.03707%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] Credit: FreePik

আমরা জানি মিউচুয়াল ফান্ড আসলে স্টক, বন্ড এবং অন্যান্য সিকিউরিটিজে বিনিয়োগ করে থাকে। আর এই পুরো সেটটি একজন ফান্ড ম্যানেজার দেখাশোনা করে।

[{"selector":"#anim-1e2d4fcd-3f84-43a5-9d50-4ab71760632f [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(0%, 0, 0) translate(25%, 0%) scale(1.5)","translate3d(0%, 0, 0) translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"fill":"forwards"}] [{"selector":"#anim-98330df0-aa80-445c-9c08-fe0bb202e66e","keyframes":{"transform":["translate3d(-103.35917%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":1000,"easing":"cubic-bezier(.2, 0, .8, 1)","fill":"both"}] [{"selector":"#anim-5d5c15cf-dfa0-4dfe-8450-7084ae824f9f","keyframes":{"transform":["rotateZ(-180deg)","rotateZ(0deg)"]},"delay":0,"duration":1000,"easing":"cubic-bezier(.2, 0, .5, 1)","fill":"forwards"}] Credit: FreePik

কোন ব্যক্তি যদি মিউচুয়াল ফান্ড কেনে তাহলে তিনি মিউচুয়াল ফান্ড এর ইউনিটের মালিক হবেন।

[{"selector":"#anim-0571aa5b-8b90-4d35-84b5-d429bc9d57e3 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(-31.249999886225726%, 0, 0) translate(-25%, 0%) scale(1.5)","translate3d(0%, 0, 0) translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"fill":"forwards"}] [{"selector":"#anim-b6dec956-1df6-4f44-a265-6cb46c109b2e","keyframes":{"transform":["translate3d(103.61757%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":1000,"easing":"cubic-bezier(.2, 0, .8, 1)","fill":"both"}] [{"selector":"#anim-ff484208-e672-49cb-9d53-6d5f363ab516","keyframes":{"transform":["rotateZ(180deg)","rotateZ(0deg)"]},"delay":0,"duration":1000,"easing":"cubic-bezier(.2, 0, .5, 1)","fill":"forwards"}] Credit: FreePik

মিউচুয়াল ফান্ডে টাকা বিনিয়োগ (SIP Investment Plan) করার ক্ষেত্রে সর্ব প্রথম ঠিক করতে হবে স্বল্প মেয়াদে নাকি দীর্ঘ মেয়াদে জন্য টাকা রাখতে চান

[{"selector":"#anim-c300cda3-1e3b-4fc9-bbf2-5815489967d7 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(9.285714319521494%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-b98e492c-dbb8-4152-a58e-3ac023aea06f","keyframes":{"opacity":[0,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-dbb500f2-1ad7-4339-a9f8-19523d918221","keyframes":{"transform":["scale(0.3333333333333333)","scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] Credit: FreePik

আপনি কোন কাজের জন্য মিউচুয়াল ফান্ড করতে চাইছেন সেটা আগে ঠিক করতে হবে যেমন রিটায়ারমেন্ট, সন্তানের শিক্ষা, বিয়ে নাকি কেবলমাত্র বড় তহবিল তৈরি করার জন্য।

[{"selector":"#anim-74e175ca-e960-490c-b0dc-d30b00495565 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(-7.812499744007886%, 0, 0) translate(-25%, 0%) scale(1.5)","translate3d(0%, 0, 0) translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"fill":"forwards"}] [{"selector":"#anim-3bba00c3-62fc-4c38-917e-f9bf69012713","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-86076b59-aa98-4135-a6ab-7933c7f133a6","keyframes":{"transform":["translate3d(0px, 230.22530%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] Credit: FreePik

মিউচুয়াল ফান্ডে বিনিয়োগ (SIP Investment Plan) করতে প্রথমে আপনাকে কেওয়াইসি প্রক্রিয়াটি সম্পূর্ণ করতে হবে। তাই এখানে পরিচয় পত্র হিসেবে আপনার আধার কার্ড, প্যান কার্ড জমা দিতে হবে।

[{"selector":"#anim-253fe020-ecdc-46ee-81aa-7f8fb8c43836 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate(-2.857142867545072%, 0%) scale(1.5)","translate(0%, 0%) scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-1d73fcbb-e659-4132-8e04-c615d874e80c","keyframes":{"opacity":[0,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-99ed5d0f-d78c-422d-9a87-ed6857b5fac5","keyframes":{"transform":["scale(0.3333333333333333)","scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-c514d340-5e84-4638-a47b-9d88e2ed7546","keyframes":{"transform":["scale(1)","scale(1.5)","scale(0.95)","scale(1)"],"offset":[0,0.33,0.66,1]},"delay":0,"duration":1450,"easing":"ease-in-out","fill":"both","iterations":1}] Credit: FreePik

Published By Rudraksh Sahoo www.ichchekutum.com